SmartEMI · Plan loans with confidence

Loan EMI Calculator

Choose your loan, fine-tune amount, rate and tenure with sliders, and discover how extra payments slash your interest and tenure.

₹10,000₹30,00,000₹5,00,00,000
%
1%8.50%15%
yr
1 yr20 yr30 yr

Prepayment planner

Add extra payments to see your tenure shrink and interest drop.

₹0₹0₹2,00,000

Monthly EMI

₹26,035

Principal

₹30,00,000

Total interest

₹32,48,327

Total payment

₹62,48,327

Principal 48%Interest 52%

With prepayments

Add an extra monthly or yearly payment on the left to see savings here.

Estimates only. Actual EMI, interest and savings depend on your lender's terms.